The $1,405.50 GIS Allowance for spouses in October 2025 represents a 0.7% increase from the previous amount. This allowance is part of the Guaranteed Income Supplement program in Canada, designed to support low-income seniors. To be eligible, applicants must meet the $1,405.50 GIS Allowance for Spouses Eligibility 2025 and satisfy the Canadian residents aged 60-64 with a spouse receiving Old Age Security and GIS. The combined annual income of the couple must be less than $41,472.

Payments are made monthly, with the October 2025 payment expected on October 29, 2025. The GIS Allowance is reviewed quarterly to reflect changes in the cost of living, as measured by the Consumer Price Index (CPI). For the October to December 2025 quarter, OAS benefits increased by 0.7% due to the CPI change.ย This payment is not considered taxable income and is part of the broader Old Age Security program, which includes the Guaranteed Income Supplement and Allowance for the Survivor.ย

$1,405.50 GIS Allowance For Spouses In October 2025
The $1,405.50 GIS Allowance for Spouses in October 2025 is a 0.7% increase over the previous level. This benefit is a component of Canada’s Guaranteed Income Supplement program, which helps seniors with low incomes. Applicants must be residents of Canada between the ages of 60 and 64 and have a spouse who is receiving GIS and Old Age Security in order to be eligible. The couple’s combined yearly income must be less than $41,472.
The October 2025 payment is due on October 29, 2025, and payments are made every month. Every quarter, the GIS Allowance is evaluated to account for increases in the Consumer Price Index (CPI), which measures the cost of living. The CPI change resulted in a 0.7% increase in OAS payments for the October-December 2025 quarter. This payment, which is a component of the larger Old Age Security program that also includes the Guaranteed Income Supplement and Allowance for the Survivor, is not taxable income.ย
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CRA $1405 Guaranteed Income Supplement Allowance 2025
| Program Name | CRA $1405 Guaranteed Income Supplement Allowance 2025 |
| Country | Canada |
| Payment Date | 2025 |
| $1,405.50 GIS Allowance for Spouses Eligibility 2025 | Senior Citizens of Canada |
| Category | Finance |
| Website | https://www.canada.ca/ |
Eligibility Criteria For $1,405.50 GIS Allowance Benefit
To be eligible for the $1,405.50 GIS Allowance for spouses in October 2025, you must meet these criteria:
- Age: Be between 60 and 64 years old
- Residency: Be a Canadian citizen or legal resident
- Residence: Have lived in Canada for at least 10 years since age 18
- Spouse’s Benefits: Your spouse or common-law partner must receive Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
- Income: Your combined annual income must be less than $41,472
$1,405.50 GIS Allowance Payout Dates 2025
For your convenience, the remaining dates of payment for the year are listed below:
| Payout Dates 2025 |
| February 26, 2025 |
| March 27, 2025 |
| April 28, 2025 |
| May 28, 2025 |
| June 26, 2025 |
| July 29, 2025 |
| August 27, 2025 |
| September 25, 2025 |
| October 29, 2025 |
| November 26, 2025 |
| December 22, 2025 |
How To Claim $1,405.50 GIS Allowance For Spouses In October 2025
The following steps can be taken by those who meet the requirements to receive the Canada GIS Payment in 2025:
- The official GIS payment plan application can be found at https://www.canada.ca.
- Fill up the form provided by the portal with your login credentials.
- Then attach your papers to the form by pinning them.
- Kindly make sure the form is correct before submitting it.
- Send the completed form in.
- Officials will assess your application within the specified period after it is filed.
Documents Required to Pay for GIS 2025
To be qualified for the GIS payment plan, the candidates’ collection of documents needs to be kept current. The important documents are listed below.
- Your social identification number.
- Details about a common-law partner or spouse.
- Details about the nations a person has lived in since turning eighteen.
- Information regarding the applicant’s bank account.
$1,405.50 GIS Allowance For Spouses : Fact Checkf
The $1,405.50 GIS Allowance for spouses in October 2025 seems to be legitimate. This amount represents a 0.7% increase from the previous amount of $1,395.73, effective from October 2025 to December 2025. The Guaranteed Income Supplement (GIS) Allowance is part of the Old Age Security (OAS) program in Canada, designed to support low-income seniors.
Payment Details:
- Payment date: October 29, 2025
- Payment method: Direct deposit or cheque
- Taxability: Non-taxable
FAQS Related to $1,405.50 GIS Allowance for Spouses in October 2025
What is the GIS Allowance?ย
The GIS Allowance is a non-taxable monthly payment for low-income seniors in Canada, aged 60-64, whose spouse receives Old Age Security (OAS) and Guaranteed Income Supplement (GIS).
How much is the GIS Allowance?
The maximum monthly GIS Allowance is $1,405.50, effective from October 2025 to December 2025, representing a 0.7% increase.
Who is eligible?ย
You must be 60-64 years old, a Canadian resident, and have a spouse receiving OAS and GIS. Your combined annual income must be below $41,472.
