As November 2025 approaches, numerous Canadians are preparing to receive a new set of government benefit payments. These 6 New CRA Benefits Coming In November 2025, administered by the Canada Revenue Agency (CRA) and Service Canada, offer crucial financial assistance to families, seniors, individuals with disabilities, and veterans. Several of these benefits were modified earlier this summer to account for inflation, which means that some households will observe marginally increased deposits this month.
6 New CRA Benefits Coming In November 2025
Canadians across the country are gearing up for an essential surge of financial assistance through the 6 New CRA Benefits Coming In November 2025 designed to address rising living costs. These improvements act as vital protections for households, retirees, families, low-income workers, immigrants, and temporary residents adjusting to life in Canada. Also, OAS Pension Increase October 2025 is also announced which will raise your benefits.
- $2,000 Stimulus Check Deposit November 2025
- Canada GST Payment Schedule 2025
- $3,822 SSDI Benefit November 2025
- Tax Refund Deposit Dates 2025
- US Visa Waiver Program 2025
- OAS & CPP Payment Schedule For Nov/Dec 2025
- USA Retirement Age Increase 2025
- New Rules For Working While Receiving Social Security
Also Read
$1,433 CPP Direct Check October 2025 By CRA – Deposit Dates Disclosed!
CRA Payment Benefits
| About | CRA Payment Benefits |
| Eligibility | Mostly Low-income seniors. |
| Payment Mode | Direct Deposit |
| Payment Date | 3rd November, 2025. |
| Year | 2025 |
| Category | Finance |
| Authority | Canada Revenue Agency |
| Resources | https://www.canada.ca/en/services/benefits |
GST/HST Credit Increase
The GST/HST Credit represents a tax-exempt quarterly payment designed to assist low- and modest-income Canadians in alleviating the financial burden of the Goods and Services Tax (GST) or the Harmonised Sales Tax (HST) incurred on routine purchases. From refuelling your vehicle to purchasing groceries, these taxes accumulate rapidly—5% GST is applicable nationwide, whereas provinces such as Ontario impose a combined HST of up to 13%.
GST Payment Increase
For the benefit year 2025–2026 (from July 2025 to June 2026), the GST/HST Credit will increase by 2.7% to align with inflation, as stated by the CRA.
Here is the detailed breakdown:
- Single Individuals: Up to $533 per year ($133.25 each quarter).
- Married or Common-Law Couples: Up to $698 per year ($174.50 each quarter).
- Per Child Under 19: An additional $184 per year ($46 each quarter).
Increase in ACWB Benefits
The Advanced Canada Workers Benefit (ACWB) is a refundable tax credit aimed at assisting low-income workers and families. Its purpose is to enhance the financial viability of work by alleviating economic pressure while promoting participation in the workforce.
In contrast to the standard Canada Workers Benefit (CWB), which is disbursed as a single payment during the tax season, the ACWB provides up to 50% of the benefit in advance through three separate instalments. This approach offers eligible Canadians steady financial support throughout the year rather than deferring it until tax time.
Canada Child Benefit Increase 2025
The Canada Child Benefit (CCB) is a monthly payment that is tax-exempt, aimed at helping families cover the expenses associated with raising children who are under 18 years of age. Administered by the Canada Revenue Agency (CRA), the CCB plays a crucial role in alleviating child poverty and assists with costs related to childcare, education, food, clothing, and extracurricular activities.
Additionally, it provides a supplementary benefit for children with disabilities who qualify under specific eligibility requirements.
Ontario Trillium Benefit Increase 2025
The Ontario Trillium Benefit (OTB) is a monthly payment that is tax-free and consolidates three distinct credits aimed at assisting Ontario residents with low to moderate incomes in alleviating their living expenses. This benefit is particularly advantageous for renters, homeowners, and seniors who are dealing with increasing bills.
The three credits encompassed by the OTB are:
- Ontario Sales Tax Credit (OSTC): This credit helps mitigate the effects of Ontario’s 13% HST on regular purchases.
- Ontario Energy and Property Tax Credit (OEPTC): This credit provides assistance with household energy expenses and property taxes.
- Northern Ontario Energy Credit (NOEC): This credit offers extra support for residents in Northern Ontario, where heating and utility costs tend to be elevated.
CPP and OAS Amount Increase
CPP Payment Increase
- Maximum monthly payment at the age of 65: Up to $1,433.
- Average monthly payment: Approximately $899, since the majority of Canadians do not contribute at the highest level.
OAS Payment Increase
- Ages 65–74: Up to $727.67 each month.
- Ages 75 and older: Up to $800.44 each month.
- GIS: Up to $1,057.01 for individuals or $637.67 for couples (monthly).
FACT CHECK
Understanding the eligibility criteria, revised payment figures, and deposit dates for November 2025 enables you to effectively manage your budget and maximise these financial aids. These increases in CRA benefits are not merely figures; they represent tangible, practical support designed to assist Canadians in coping with the elevated cost of living and to facilitate confident future planning.
Frequently Asked Questions On 6 New CRA Benefits Coming In November 2025
Is it accurate to say that seniors will receive a $2,500 bonus in November 2025?
No. This is merely a rumour. The CRA has not issued any such statement.
What will the OAS amount be in November 2025?
Seniors aged 65 to 74 will receive approximately $727 per month, while those aged 75 and older will receive around $800 per month.
What is the maximum GIS amount available to low-income seniors?
A single senior may receive up to $1,057 per month, whereas a couple will receive a slightly lower amount based on their combined income.
Is it possible to enhance my CPP benefits?
Yes, by deferring your CPP until the age of 70, you can increase your payments by as much as 36%.
Clara Steve is a Senior Content Editor at ptetraj2022.com, with over five years of experience in creating compelling and strategic content. Holding a bachelor’s degree from a prestigious London university and a postgraduate degree from Yale University, Clara blends her global academic background with sharp editorial skills to produce engaging, high-quality content that resonates with diverse audiences.
