The PM Kera Suraksha Insurance Scheme 2025 is a unique initiative designed to provide social security and insurance coverage to the tenacious coconut tree climbers and workers of Kerala. Coconut tree climbers and workers are one of the primary occupations in Kerala’s coconut farming industry, occupied by thousands of men and women engaged in daily work practices with unique occupational risks.
This scheme hopes to provide for the lives of workers, with accident and death or disability insurance that is affordable. The Kera Suraksha Insurance Scheme are a means to implement the governmental policies for establishing a social safety net program for agricultural workers involved in risky employment practices.
PM Kera Suraksha Insurance Scheme 2025
The primary goal of the PM Kera Suraksha Insurance Scheme 2025 is to alleviate the financial vulnerability of coconut workers. It is a physically strenuous and high-risk endeavour to manually climb these tall coconut trees every day. Many workers have experienced injuries or even fatalities due to falls, and this scheme seeks to help cushion their families from financial ruin in these tragic situations.
It will also encourage workers to be officially registered with the CDB, allowing the government to keep a count of workers on record for upcoming welfare programs. Get more information below about the PM Kera Suraksha Insurance Scheme, eligibility criteria, application, benefits and many other things.
PM Kera Suraksha Insurance Application Form 2025
| Scheme | PM Kera Suraksha Insurance Scheme 2025 |
| Managing By | Ministry of Agriculture and Farmers Welfare |
| Eligibility Criteria for the PM Kera Suraksha Insurance Scheme | The person seeking this position should be a Coconut Tree Climber, Neera Technician, Coconut Harvester, or Trainee. |
| Payment Amount | ₹7.00 lakhs for 24-hour accident-related risks |
| The aim of the PM Kera Suraksha Insurance Scheme | The goal is to encourage unemployed youth to take a more active interest in the agriculture industry. |
| PM Kera Suraksha Insurance Application Form 2025 | File Online @ coconutboard.gov.in |
| Category | Yojana |
| Government | India |
| Country | India |
| Resources | http://www.coconutboard.gov.in |
PM Kera Suraksha Insurance Scheme Eligibility 2025
Check the PM Kera Suraksha Insurance Scheme Eligibility 2025 through the points given below.
- The applicant must be a Coconut Tree Climber, Neera Technician, Coconut Harvester, or Trainee. Applicants should be aged between 18 and 65 years.
- Responsibilities of Climbers, Harvesters, Neera Technicians, and Trainees (Beneficiaries):
- It is required to submit applications for insurance in the specified format, including all essential documents.
- The applicant must pay their share of the premium as set by the Board, either via a demand draft or online.
- They are responsible for the secure storage of the policy document and policy number provided by the Board.
- The Board must be informed of any accidents within 72 hours of occurrence.
- To obtain benefits under the scheme for hospital expenses or death related to an accident, the claim form must be submitted along with the required documents to the Board.
Apply Online PM Kera Suraksha Insurance Scheme 2025
- Please visit the official site of the Coconut Development Board at https://coconutboard.gov.in.
- Go to the homepage and click on the “PM Kera Suraksha Insurance Scheme 2025” link.
- Click on the ‘Apply Online’ link.
- Fill in the required personal details including name, date of birth, and contact number.
- Fill in your CDB registration number and upload a scanned copy of your FoCT certificate.
- Upload required supporting documents: identity proof, address proof, and bank details .
- Ensure all information is accurate before submission.
- Make a nominal premium payment online via UPI, debit card, or net banking.
- Continue to submit and print a copy of the slip for an acknowledgement for your record.
Kera Suraksha Insurance Benefits
- The PM Kera Suraksha Insurance Scheme 2025 serves as a crucial support system for numerous coconut workers who encounter daily occupational hazards.
- It guarantees that they and their families are safeguarded financially in case of an accident. With a minimal contribution, they obtain significant coverage for accidental death or disability.
- This assurance empowers workers to pursue their profession with enhanced confidence and tranquility.
- Additionally, the provision of financial assistance during challenging periods aids in diminishing reliance on debt and alleviating poverty levels among rural workers.
PM Kera Suraksha Insurance Scheme Registration 2025 : Documents Required
- Aadhar Card
- Proof of Age
- Caste Certificate
- Assignment Declaration
- Details of Payment
Frequently Asked Questions On PM Kera Suraksha Insurance Scheme 2025
What is the Kera Suraksha Insurance Scheme?
The Kera Suraksha Insurance Scheme represents a thorough Group Personal Accident Insurance Scheme established by the Coconut Development Board, under the Ministry of Agriculture and Farmers Welfare, Government of India.
Which department has introduced this scheme?
This scheme has been introduced by the Coconut Development Board, which is part of the Ministry of Agriculture and Farmers Welfare, Government of India.
Who is qualified for the scheme?
The scheme is available to Coconut Tree Climbers, Neera Technicians, and Coconut Harvesters.
For how long is the insurance coverage effective?
The insurance coverage is effective for one year and requires annual renewal with a payment of ₹94 from the beneficiary.